Description: Article on mortality anti-selection - different versions of the Dukes/MacDonald approach to measuring mortality anti-selection resulting from high lapse rates and/or term products with explicit re-entry provisions.

Description: This session from the 1984 SOA Atlanta Meeting discusses the current trends in term product design, term Insurance from the reinsurer's point of view and the future of term insurance.

Description: This session from the 1983 SOA Vancouver Meeting discusses current regulatory topics affecting life insurance and annuity product development including smoker/non-smoker mortality tables, unisex legislation being considered and life insurance without guaranteed cash values. From Record of Society of Actuaries Vol. 9, No. 3

Description: Discusses the emerging proposals for revision of the NAIC Model UL Regulation to address valuation, non-forfeiture, and disclosure concerns. Also discusses product implementation and the current status of state requirements. From the 1988 Record of Society of Actuaries, Vol. 14, No. 3.

Description: Article from The Actuary, December 2000, volume 34, issue 10 is the annual treasurer's report from 1999-2000.

Description: The NAIC is expected to adopt the model regulation for the 2001 CSO table in late 2002. The question then becomes: how quickly will states adopt the table? In the absence of a push by the insurance industry, there is a chance that there may not be 26 state adoptions in 2003.

Description: Article from The Actuary, December 1999 – volume 33 - Issue 10: The SOA’s budget for 1999, even with a $25 increase in dues (for Fellows and for those who have been Associates for four years or more) had a projected loss of $46,000.

Description: The most popular term product, guaranteed level premium term typically, with level premiums for 10, 20 or 30-years has basic reserves under 1980 CSO that are significantly larger than needed. The 2001 CSO may provide substantial relief from these excess reserves. This article discusses how much impact on profits this relief may provide.

Description: Panelists discuss the profitability of single-premium deferred annuities [SPDAs], variable annuities [VAs], and equity-indexed annuities [EIAs] over the last few years. From the 1997 Record of Society of Actuaries, Vol. 23, No. 3.

Description: Presented at June 1985 Spring Meeting. The session discussion is about markets, methods of distribution, product design, actuarial cost factors, regulation and administration.